A key benefit of Social Security that most people never think about are the payments to survivors following the death of the primary wage earner. These payments can be life-saving for young families, of course, but they can also be very important in determining your retirement income. One of the first things to understand when …
Social Security Planning for Couples: Maximizing Survivor Benefits Read More »
With data breaches occurring more and more, it is important to protect personal information stored in online accounts with secure passwords. The majority of passwords do not pass the test. Learn how to create a password that will keep your data safe online. Would you rather wash the dishes than create a new password for …
How to Create Ultra-Secure Passwords That Keep Hackers Away Read More »
Social Security can be a tricky subject for many clients, with added complexity for small business owners. One common question concerns compensation for family members and their eligibility for Social Security. Here are the factors to consider. A common question asked by business owners is whether or not they should put a spouse on the …
Should Business Owners Put Spouse On Payroll
for Social Security Purposes? Read More »
On November 2, 2015, the Bipartisan Budget Act of 2015 was passed into law. In addition to budgetary provisions, the law closed certain “loopholes,” which changes the way married couples and divorced individuals may take advantage of Social Security benefits. Once the law is fully phased in, a high-earning spouse or divorced individual will no …
If you track your Social Security benefit estimates via your annual statement, you’ve probably noticed some variations. How can it be that the amount you are scheduled to receive at full retirement age (FRA) is different – perhaps even lower – than it was a few years ago? Earnings assumptions The reason is that the …
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