

Our Financial Blog
Looking for financial advice or just want to read up on the industry? Check out SISFG's most recent blog posts!
Delayed Retirement Credits
By Elaine Floyd, CFP ® It is common knowledge by now that if a person applies for their Social Security benefit after
Correcting Excess HSA Contributions
By Elaine Floyd, CFP ® Oops. It’s easy to violate a rule when the rule doesn’t make much sense to begin with.
Appealing the IRMAA
By Elaine Floyd, CFP ® Something everyone still working after age 65 should know about is how to appeal the IRMAA. Amid
What if Your Ex-Spouse Has Died?
By Elaine Floyd, CFP ® If you were married more than ten years and your ex-spouse has died, you may be entitled
Will Working Longer Help—Or Hinder—Your Social Security Benefit?
By Elaine Floyd, CFP ® A common question among people in their 60s is this: If I keep working, will my Social Security
Widows Who Work
By Elaine Floyd, CFP ® Widows between the ages of 60 and 70 who qualify for both a survivor benefit based on
Switching Benefits
By Elaine Floyd, CFP ® Under Social Security rules, if a person receiving a benefit becomes entitled to a different benefit, that
Developing a Realizable Vision for Retirement
By Richard Atkinson Retirement is a totally new stage of life. With some careful prioritizing—and collaborating with your financial professional—you can
What is Voluntary Suspension?
By Elaine Floyd, CFP ® What if you claimed Social Security and then realized you would rather stop benefits and get more






