By Elaine Floyd, CFP ® Oops. It’s easy to violate a rule when the rule doesn’t make much sense to begin with. We are talking, in this case, about the rule that prohibits contributions to a Health Savings Account for anyone enrolled in any part of Medicare. As HSAs have become the plan of choice for […]
Correcting Excess HSA Contributions Read More »
By Elaine Floyd, CFP ® It might look like “sudden money,” but cash windfalls are often easy to spot—sometimes years ahead of time—if you know where and how to look. Never is financial advice more urgently needed than when you come into a large amount of cash. Complacence is no longer an option when you look
Is a Cash Windfall in Your Future? Read More »
By Elaine Floyd, CFP ® Rational investors make better decisions—or so the thinking goes. However, new studies show that rational thought and emotions are both necessary to cut through the details, focus on what’s important, and get on with the decision that needs to be made. The science of economics has long been based on the
The Positive Side of Emotional Decision-Making Read More »
By Elaine Floyd, CFP ® Some of our best investors rose from the ashes of devastating events. As you tackle the challenges of the current market environment, take inspiration from investors who persevered, survived, and prospered. “Regardless of who you are or what you have been, you can be what you want to be,” said W.
Motivational Quotes from Legendary Wall Street Investors Read More »